Apply for Finance
Trusted finance partners
Why finance with MODA
Easy repayments
Flexible payment plans that fit your budget and lifestyle.
One simple process
Apply once and we'll handle the rest with our trusted partners.
Clear and secure
Transparent terms with secure processing every step of the way.
Before you apply
Residency
NZ Citizen/Resident living in NZ
Age
Must be over 18 years old
Identification
NZ Drivers License or NZ Passport (18+ card with Birth Certificate accepted)
Bank statement
Recent 3 months bank statement
Finance Application Form
Frequently asked questions
What are the interest rates?
Interest rates vary depending on the finance provider and your individual circumstances. Rates typically range from competitive market rates to promotional offers. Our team will help you find the best option for your situation.
What do repayments depend on?
Your repayments depend on the total amount financed, the interest rate, and the term length you choose. We offer flexible terms to suit different budgets and preferences.
Can I repay early?
Yes, early repayment is allowed with most of our finance partners. Some providers may have specific terms, so we recommend checking the details of your agreement.
How long does approval take?
Approval times vary by provider. In many cases, you can receive a decision within minutes to a few hours once all required information is provided. Our team will keep you updated throughout the process.
Are beneficiaries or pensioners accepted?
Yes, beneficiaries and pensioners may be accepted depending on the finance provider and individual circumstances. We work with multiple partners to find the right solution for you.
What are the approval ranges and terms?
Approval amounts and terms vary based on your financial situation and the provider. We offer a range of options to accommodate different needs and budgets. Contact our team to discuss what's available for you.
