Finance Now
Flexible personal finance with no-deposit terms for larger purchases.
- Terms to suit your budget
- Set repayment schedule
- Apply online
Ways to pay
Furnish now, pay your way.
From pay-in-four with Afterpay and Zip, to long-term finance and 24 months interest free in store with NOW Rewards Visa — MODA gives you flexible ways to bring your home together and spread the cost to suit you.
Trusted finance partners
We work with New Zealand’s leading finance providers. Explore each option, then apply with our team to find the one that fits.
Gilrose Finance
12 months interest free on purchases of $999 or more, with personal lending solutions tailored to your situation.
- 12 months interest free on $999+
- Reviewed by a real person
- New Zealand based
Q Mastercard
A credit card with long-term interest free deals and flexible payment options.
- Long-term finance deals
- Interest free promotions
- Use anywhere Mastercard is accepted
Afterpay
Buy now, pay later. Split your purchase into four interest free payments.
- Pay in four over 6 weeks
- No interest
- Shop online and in store
ZIP
Own it now, pay later, with flexible interest free instalments.
- Pay over time
- Interest free
- Manage it all in the Zip app
How it works
01
Send your details
Fill in the enquiry form below — it only takes a few minutes.
02
We get in touch
Our finance team reviews your enquiry and talks you through the options.
03
Find your fit
Together we identify the finance option that suits your purchase and situation.
04
Complete your purchase
Check out online, or visit our Ōtāhuhu showroom for in-store interest free offers.
Apply once. We’ll help you find the right fit.
Finance doesn’t have to be confusing. Share your details with our dedicated finance team and we’ll talk you through the options, then help match you to the partner that suits your purchase — so you apply to the right one, not all of them.
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A real person, not a form in the dark
Our team knows how each partner’s finance works and can walk you through it in plain language.
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One set of details
Share your information once with us, instead of filling in multiple separate applications and racking up credit checks yourself.
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Guidance before you commit
We’ll help you understand the terms and choose the option you’re comfortable with.
Start your finance enquiry
Fill in your details and our finance team will be in touch to talk through your options.
Finance questions
What finance options does MODA offer?
Pay in four interest free with Afterpay or Zip, long-term finance through Finance Now, Gilrose and Q Mastercard, and 24 months interest free in store with NOW Rewards Visa on purchases of $999 or more.
Why apply through MODA’s team?
Our dedicated finance team can explain how each partner’s options work and help you find the one that suits your situation, so you apply to the right option rather than completing several separate applications yourself.
What is the 24 months interest free offer?
It’s available on purchases of $999 or more, in store at our Ōtāhuhu showroom, with the NOW Rewards Visa. See the NOW Rewards Visa page for full terms and fees.
Can I apply online?
Yes. Start with the enquiry form above. Some interest free offers, including the NOW Rewards Visa 24 months offer, are then completed in store.
Do I have to visit the showroom?
For the NOW Rewards Visa 24 months interest free offer, yes — it’s available in store only at 32 Saleyards Road, Ōtāhuhu. Afterpay, Zip and other options can be used online.
Who can apply?
Lending criteria, terms and conditions apply, and you’ll need to meet the finance provider’s eligibility requirements. See each partner’s page for full details.
Not sure which option is right?
Our team is happy to talk you through it — no obligation.
